Tips for Protecting Your Business from Personal Injury Liability

Law Offices of Peter V Lathouris LLC Nov. 8, 2019

As a business owner, you likely have contractors, employees, clients, customers, and other individuals visiting your property regularly. It is your obligation to ensure that your property remains a safe environment to conduct business and sell goods or services. Unfortunately, work accidents can happen anywhere, and many of these accidents involve injuries. A personal injury lawsuit can absolutely devastate a business, so it is important to reduce your potential personal injury liability as much as possible.

Focus on Preventing Accidents Rather than Responding to Accidents

You probably take a great deal of pride in your business and want your property to be a safe, secure, and comfortable environment for everyone who visits it. It is crucial for business owners to take preventative measures to avoid customer or employee injuries. However, potential injury-causing hazards are not always easy to spot. You should walk through your property and identify any defects or conditions that could present a danger. Look out for the following conditions:

  • Inadequate lighting

  • Fire hazards

  • Trip hazards such as buckled carpets, rugs, or mats

  • Weather-related hazards such as slippery floors or icy walkways

  • Parking lot defects

  • Uneven concrete on walkways

  • Electrical hazards such as broken appliances or power sockets

  • Manual handling hazards

  • Chemical hazards such as toxic cleaning products

  • Contagious illnesses spread by coworkers

  • Inadequate security measures

Regularly Discuss Customer Safety

Being proactive about potential injuries is the first step, but then you must ensure that your property remains hazard-free. One of the best ways to keep up to date about the conditions on your property or properties is to talk with your employees. Regularly communicate with workers about potential safety issues through meetings, training, and informal conversations. Remind employees to eliminate the accumulation of clutter as much as possible and to keep walkways clear. Most importantly, work with a business lawyer to create an employee handbook that clearly states employee expectations when it comes to cleanliness and safety.

Make Sure You Are Properly Insured

You are required to carry workers’ compensation insurance as an employer in Connecticut, but you are not required to carry commercial liability insurance. If you do not have commercial liability insurance, it is very likely that you could be held personally liable if an accident happens at your place of business. An experienced business attorney familiar with Connecticut law can help you identify potential risks, evaluate your insurance needs, and establish an appropriate amount of protection based on your unique circumstances.

Contact a Fairfield County Business Law Attorney

Owning your own business can be a dream come true for some people. With that ownership comes a responsibility to employees as well as clients or customers. Maintaining a clean and safe environment is key to preventing accidents on your property. To learn more about reducing potential injury liability or for other business law needs, contact The Law Offices of Peter V. Lathouris, LLC. Schedule a confidential consultation with an experienced Stamford, CT commercial and business law attorney by calling us today.